Based on reviews of all products
What's covered in our Pet Insurance?
- Vet fees for illness and injury up to £7,500
- Competitive premiums from pet specialists
- Ongoing cover for eligible new illnesses
- Rated "Excellent" on Trustpilot
- Insure your pet from only five weeks old
Get a free Pet Insurance quote
Insuring cats and dogs for over 25 years, get an immediate, obligation-free quote for up to 10 pets.
Not sure which pet insurance is best for you and your pet? Choose from Lifetime, Maximum Benefit, or Accident Only cover levels with varying levels of cover.
Policy Benefits | Accident Only | Bronze | Silver | Gold | Extra | Premier |
| Cover for Accidents | Yes | Yes | Yes | Yes | Yes | Yes |
| Cover for Illness | No | Yes | Yes | Yes | Yes | Yes |
| Vet's Fees up to | £1,000 | £1,000 | £4,250 | £7,500 | £2,000 pa | £4,250 pa |
| of which | £1,000 max each condition each year | £3,250 max each condition each year | ||||
| - Complementary Medicine | £400 | £400 | £500 | £750 | £500 | £750 |
| - Cruciate Ligament Total | £500 | £1,000 | £1,500 | £1,500 | £1,000 | £1,500 |
| - Special Diet | No | £100 | £100 | £100 | £100 | £100 |
| - CT/MRI Scans and Associated Costs | No | £500 | £875 | £1,875 | £875 | £1,875 |
| - Dentistry as a direct result of an accident or injury | No | £1,000 | £4,250 | £7,500 | £2,000 | £4,250 |
| Cover for Ongoing Conditions | 12 months* | Yes | Yes | Yes | Yes | Yes |
| Accidental Damage | No | No | No | £500 | No | £500 |
| Death from Illness | No | No | £500 | £1,000 | £500 | £1,000 |
| Death from Accident | No | No | £500 | £1,000 | £500 | £1,000 |
| Advertising & Reward | No | No | £500 | £1,000 | £500 | £1,000 |
| Theft or Straying | No | No | £500 | £1,000 | £500 | £1,000 |
| Boarding Kennel Fees | No | No | £500 | £1,000 | £500 | £1,000 |
| Holiday Cancellation | No | No | £500 | £2,000 | £500 | £2,000 |
| Overseas Travel | No | 30 days | 30 days | 12 months | 30 days | 6 months |
Important Notes
- Accidental Damage Excess is £100.
- Death From Illness does not apply to dogs 9 yrs and over and cats 11 yrs and over.
- Ongoing Cover for eligible new conditions is subject to cover remaining in force and the original policy limit.
- Please note that the benefit limit, for complementary medicine, special diet, CT/MRI scans and associated costs, cruciate ligament and dentistry is included within the maximum veterinary fees benefit limit as per the cover you have selected.
- For all claims, the excess you pay is for each unrelated injury or illness in each policy year. If your pet receives treatment for the same injury or illness in separate policy years, we will deduct the fixed excess from the first claim(s) for each in each policy year
* For the costs of treatment for up to one calendar year from the date of the first treatment after your pet is hurt in an accident
Pet Insurance FAQs
Our Maximum Benefit policies can pay up to the policy limit (£1,000, £4,250 or £7,500) for each condition, dependent on the cover selected. There is no limit on the number of conditions you can claim for over the policy lifetime. There is also no time limit on claiming for a condition, however cover for a condition will cease once the Maximum Benefit for it has been reached.
Our Lifetime pet insurance policies can pay up to the annual limit (£2,000 or £4,250) in each period of insurance. The Lifetime Extra policy is subject to a maximum of £1,000 for each condition in each policy year. The Lifetime Premier policy is subject to a maximum of £3,250 for each condition in each policy year. There is no limit to the number of conditions you can claim for over the policy lifetime.
Our Accident Only policy can pay up to the policy limit (£1,000) per accident over a 12 month period, subject to you renewing your policy with us and premiums being paid up to date. Cover for an accident will cease once the financial limit has been reached or after 12 months from the date of the first treatment, whichever comes first. There is no limit on the number of accidents you can claim for over the policy lifetime.
- Vet fees for illness and injury up to £7,500, dependent on the cover selected, and can cover your pet for its lifetime and ongoing conditions.
- Competitive premiums from pet specialists
- Ongoing cover for eligible new illnesses
- Prompt claims payment direct to vet
- Insure your dog from only five weeks old
Bronze, Silver and Gold Maximum Benefit policies will cover you for eligible ongoing conditions that start after the inception of your policy, up to the maximum benefit of your chosen level (£1,000, £4,250 or £7,500) and subject to you renewing your policy with us and premiums being paid up to date.
Our Lifetime policies will cover you for eligible ongoing conditions that start after the inception of your policy up to the annual condition limit of £1,000 on the Lifetime Extra cover or £3,250 on the Lifetime Premier with an overall annual limit of £2,000 or £4,250 dependent on your chosen level. The limits reinstate when the policy is renewed subject to premiums being paid up to date.
Accident Only Cover provides £1,000 per accident for treatment costs for up to 12 months from the date of the first treatment after your pet is hurt in an accident, subject to you renewing your policy with us and premiums being paid up to date. Please see our Policy Benefits for more details.
Our Maximum Benefit policies will cover your pet for its lifetime up to the maximum amount of benefit for each separate condition (£1,000, £4,250 or £7,500), subject to you renewing your policy with us and premiums being paid up to date.
Our Lifetime policies will cover your pet for its lifetime up to the maximum annual limit (£2,000 or £4,250) and condition limit of £1,000 per condition per policy year on the Lifetime Extra or £3,250 per condition per policy year on the Lifetime Premier.
Our Pet Insurance products
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Liability insurance for dogs
Looking for liability insurance for your dog? We can offer third party liability insurance for your dog on all our levels of cover.
To find out more about liability insurance and cover for your pet, simply visit our quote page, or call us on 01730 268 592.
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