Pet Insurance Policy Benefits

Accident Only, Maximum Benefit and Lifetime re-instatement

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Policy Benefits Accident Only Bronze Silver Gold Extra Premier
Cover for Accidents Yes Yes Yes Yes Yes Yes
Cover for Illness No Yes Yes Yes Yes Yes
Vet's Fees up to £1,000 £1,000 £4,250 £7,500 £2,000 pa £4,250 pa
of which         £1000 max each condition each yr £3250 max each condition each yr
- Complementary Medicine £400 £400 £500 £750 £500 £750
- Cruciate Ligament Total £500 £1,000 £1,500 £1,500 £1,000 1,500
- Special Diet No £100 £100 £100 £100 £100
- CT/MRI Scans and
Associated Costs
No £500 £875 £1,875 £875 £1,875
- Dentistry as a direct result
of an accident or injury
No £1,000 £4,250 £7,500 £1,000 £4,250
Cover for Ongoing Conditions 12mnths* Yes Yes Yes Yes Yes
Accidental Damage No No No £500 No £500
Death from Illness No No £500 £1,000 £500 £1,000
Death from Accident No No £500 £1,000 £500 £1,000
Advertising & Reward No No £500 £1,000 £500 £1,000
Theft or Straying No No £500 £1,000 £500 £1,000
Boarding Kennel Fees No No £500 £1,000 £500 £1,000
Holiday Cancellation No No £500 £1,000 £500 £2,000
Overseas Travel No 30 days 30 days 12 mnths 30 days 6 mnths

Important Notes

1. Accidental Damage Excess is £100.
2. Death From Illness does not apply to dogs 9 yrs and over and cats 11 yrs and over.
3. Ongoing Cover for eligible new conditions is subject to cover remaining in force and the original policy limit.
4. Please note that the benefit limit, for complementary medicine, special diet, CT/MRI scans and associated costs, cruciate ligament and dentistry is included within the maximum veterinary fees benefit limit as per the cover you have selected.
5. For all claims, the excess you pay is for each unrelated injury or illness in each policy year. If your pet receives treatment for the same injury or illness in separate policy years, we will deduct the fixed excess from the first claim(s) for each in each policy year

* For the costs of treatment for up to one calendar year from the date of the first treatment after your pet is hurt in an accident.

 

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