Pet Insurance Policy Benefits

Accident Only, Maximum Benefit and Lifetime re-instatement

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Policy Benefits

Accident Only






Cover for Accidents


Cover for IllnessNoYesYesYesYesYes
Vet's Fees up to£1,000£1,000£4,250£7,500£2,000 pa£4,250 pa
of which    £1,000 max each condition each year£3,250 max each condition each year
- Complementary Medicine£400£400£500£750£500£750
- Cruciate Ligament Total£500£1,000£1,500£1,500£1,000£1,500
- Special DietNo£100£100£100£100£100
- CT/MRI Scans and Associated CostsNo£500£875£1,875£875£1,875
- Dentistry as a direct result of an accident or injuryNo£1,000£4,250£7,500£2,000£4,250
Cover for Ongoing Conditions12 months*YesYesYesYesYes
Accidental DamageNoNoNo£500No£500
Death from IllnessNoNo£500£1,000£500£1,000
Death from AccidentNoNo£500£1,000£500£1,000
Advertising & RewardNoNo£500£1,000£500£1,000
Theft or StrayingNoNo£500£1,000£500£1,000
Boarding Kennel FeesNoNo£500£1,000£500£1,000
Holiday CancellationNoNo£500£2,000£500£2,000
Overseas TravelNo30 days30 days12 months30 days6 months


Important Notes

  1. Accidental Damage Excess is £100.
  2. Death From Illness does not apply to dogs 9 yrs and over and cats 11 yrs and over.
  3. Ongoing Cover for eligible new conditions is subject to cover remaining in force and the original policy limit.
  4. Please note that the benefit limit, for complementary medicine, special diet, CT/MRI scans and associated costs, cruciate ligament and dentistry is included within the maximum veterinary fees benefit limit as per the cover you have selected.
  5. For all claims, the excess you pay is for each unrelated injury or illness in each policy year. If your pet receives treatment for the same injury or illness in separate policy years, we will deduct the fixed excess from the first claim(s) for each in each policy year

* For the costs of treatment for up to one calendar year from the date of the first treatment after your pet is hurt in an accident