Why choose Healthy Pets?
- We can pay the vet directly
- 5-star independent reviews*
- Free direct debiting
- Lifetime cover available
- Pet specialists
- Buy now - 20% discount for new customers
* Real independent customer reviews from Feefo
Pet Insurance Specialists
We are experienced in online pet insurance with vet fee cover up to £7,500. We know how you as a pet owner think, and how important it is not only to hear our customers, but also every woof and meow.
Need to Make a Claim?
Our Pet Insurance Products
Our dog insurance policies can pay up to £7,500 as standard for conditions, and offer third-party liability cover up to £1 million as standard.Dog Insurance
There are a number of good reasons to take out a cat insurance policy.Cat Insurance
We can offer pet insurance for puppies from five weeks old. Protect your young dog with our cover today: get a quote online.Puppy Insurance
Pet Insurance FAQs
Our Maximum Benefit policies can pay up to the policy limit (£1,000, £4,250 or £7,500) for each condition, dependent on the cover selected. There is no limit on the number of conditions you can claim for over the policy lifetime. There is also no time limit on claiming for a condition, however cover for a condition will cease once the Maximum Benefit for it has been reached.
Our Lifetime pet insurance policies can pay up to the annual limit (£2,000 or £4,250) in each period of insurance. The Lifetime Extra policy is subject to a maximum of £1,000 for each condition in each policy year. The Lifetime Premier policy is subject to a maximum of £3,250 for each condition in each policy year. There is no limit to the number of conditions you can claim for over the policy lifetime.
Our Accident Only policy can pay up to the policy limit (£1,000) per accident over a 12 month period, subject to you renewing your policy with us and premiums being paid up to date. Cover for an accident will cease once the financial limit has been reached or after 12 months from the date of the first treatment, whichever comes first. There is no limit on the number of accidents you can claim for over the policy lifetime.
- Vet fees for illness and injury up to £7,500, dependent on the cover selected, and can cover your pet for its lifetime and ongoing conditions.
- Competitive premiums from pet specialists
- Ongoing cover for eligible new illnesses
- Prompt claims payment direct to vet
- Insure your dog from only five weeks old
Bronze, Silver and Gold Maximum Benefit policies will cover you for eligible ongoing conditions that start after the inception of your policy, up to the maximum benefit of your chosen level (£1,000, £4,250 or £7,500) and subject to you renewing your policy with us and premiums being paid up to date.
Our Lifetime policies will cover you for eligible ongoing conditions that start after the inception of your policy up to the annual condition limit of £1,000 on the Lifetime Extra cover or £3,250 on the Lifetime Premier with an overall annual limit of £2,000 or £4,250 dependent on your chosen level. The limits reinstate when the policy is renewed subject to premiums being paid up to date.
Accident Only Cover provides £1,000 per accident for treatment costs for up to 12 months from the date of the first treatment after your pet is hurt in an accident, subject to you renewing your policy with us and premiums being paid up to date. Please see our Policy Benefits for more details.
Our Maximum Benefit policies will cover your pet for its lifetime up to the maximum amount of benefit for each separate condition (£1,000, £4,250 or £7,500), subject to you renewing your policy with us and premiums being paid up to date.
Our Lifetime policies will cover your pet for its lifetime up to the maximum annual limit (£2,000 or £4,250) and condition limit of £1,000 per condition per policy year on the Lifetime Extra or £3,250 per condition per policy year on the Lifetime Premier.
Pet Insurance Articles
Read our content on pet safety, health and insurance
Cat and Dog Insurance Costs Explained
Treating a cat or dog which has suffered illness or injury is getting ever more expensive - watch our video.Read More
What Does Pet Insurance Cover - and Not Cover?
Pre-existing conditions and dental treatment are amongst things that aren't coveredRead More
Healthy Pets Receives Feefo Platinum Trusted Service Award 2021
Healthy Pets Insurance has won the Feefo Platinum Trusted Service award, an independent seal of excellence that recognises businesses for...Read More
About Our Pet Insurance
Dog Insurance Guide
Dog insurance can give you peace of mind should your pet become sick or have an accident.Dog Insurance Guide
Cat Insurance Guide
Find out more about what cat insurance policies cover with Healthy Pets Insurance.Cat Insurance Guide
Make a claim
To make a pet insurance claim, call our team on 01730 268 592 or use our online claim form.Make a Claim