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Why choose Healthy Pets?

  • We can pay the vet directly
  • We're rated "Excellent" on Trustpilot
  • Free direct debiting
  • Lifetime cover available
  • Pet specialists
  • Buy now - 20% discount for new customers (New customers only. Discount automatically applied. Excludes fees, charges and optional extras and premium finance.)

Pet Insurance Specialists

We are experienced in online pet insurance with vet fee cover up to £7,500. We know how you as a pet owner think, and how important it is not only to hear our customers, but also every woof and meow.

Need to Make a Claim?

Call our team on 01730 450 030 or complete our claim form online.

Furry friends are amazing companions, but they can’t support you by themselves. Whether it’s financial difficulties, health concerns, or something else, find out how we could help.

Our Pet Insurance Products

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Dog Insurance

Our dog insurance policies can pay up to £7,500 as standard for conditions, and offer third-party liability cover up to £1 million as standard.

Dog Insurance
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Cat Insurance

There are a number of good reasons to take out a cat insurance policy.

Cat Insurance
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Puppy Insurance

We can offer pet insurance for puppies from five weeks old. Protect your young dog with our cover today: get a quote online.

Puppy Insurance

Pet Insurance FAQs

Our Maximum Benefit policies can pay up to the policy limit (£1,000, £4,250 or £7,500) for each condition, dependent on the cover selected. There is no limit on the number of conditions you can claim for over the policy lifetime. There is also no time limit on claiming for a condition, however cover for a condition will cease once the Maximum Benefit for it has been reached.

Our Lifetime pet insurance policies can pay up to the annual limit (£2,000 or £4,250) in each period of insurance. The Lifetime Extra policy is subject to a maximum of £1,000 for each condition in each policy year. The Lifetime Premier policy is subject to a maximum of £3,250 for each condition in each policy year. There is no limit to the number of conditions you can claim for over the policy lifetime.

Our Accident Only policy can pay up to the policy limit (£1,000) per accident over a 12 month period, subject to you renewing your policy with us and premiums being paid up to date. Cover for an accident will cease once the financial limit has been reached or after 12 months from the date of the first treatment, whichever comes first. There is no limit on the number of accidents you can claim for over the policy lifetime.

  • Vet fees for illness and injury up to £7,500, dependent on the cover selected, and can cover your pet for its lifetime and ongoing conditions.
  • Competitive premiums from pet specialists
  • Ongoing cover for eligible new illnesses
  • Prompt claims payment direct to vet
  • Insure your dog from only five weeks old

Bronze, Silver and Gold Maximum Benefit policies will cover you for eligible ongoing conditions that start after the inception of your policy, up to the maximum benefit of your chosen level (£1,000, £4,250 or £7,500) and subject to you renewing your policy with us and premiums being paid up to date.

Our Lifetime policies will cover you for eligible ongoing conditions that start after the inception of your policy up to the annual condition limit of £1,000 on the Lifetime Extra cover or £3,250 on the Lifetime Premier with an overall annual limit of £2,000 or £4,250 dependent on your chosen level. The limits reinstate when the policy is renewed subject to premiums being paid up to date.

Accident Only Cover provides £1,000 per accident for treatment costs for up to 12 months from the date of the first treatment after your pet is hurt in an accident, subject to you renewing your policy with us and premiums being paid up to date. Please see our Policy Benefits for more details.

Our Maximum Benefit policies will cover your pet for its lifetime up to the maximum amount of benefit for each separate condition (£1,000, £4,250 or £7,500), subject to you renewing your policy with us and premiums being paid up to date.

Our Lifetime policies will cover your pet for its lifetime up to the maximum annual limit (£2,000 or £4,250) and condition limit of £1,000 per condition per policy year on the Lifetime Extra or £3,250 per condition per policy year on the Lifetime Premier.

Pet Insurance Articles

Read our content on pet safety, health and insurance

dog and cat cuddling under blanket

What does pet insurance cover?

If you decide to take out a pet insurance policy, depending on your chosen level of cover, there are many things it could help to protect your furry friend from. Here’s how pet insurance through Healthy Pets breaks down...

January 8, 2024
australian shepherd dog in the woods

Third party liability dog insurance

When taking out insurance for their dogs, many owners don’t think beyond the cost of treatment for illness or injury. Third Party Insurance is an element of Pet Insurance which comes into its own if your dog is involved in an incident with another dog, or...

February 9, 2024
puppy and kitten

How to cut the cost of puppies and kittens

Kids bugging you for a new pet? Check out our blog for tips on how to welcome a furry friend without blowing your budget.

December 1, 2023

About Our Pet Insurance

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Dog Insurance Guide

Dog insurance can give you peace of mind should your pet become sick or have an accident.

Dog Insurance Guide
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Cat Insurance Guide

Find out more about what cat insurance policies cover with Healthy Pets Insurance.

Cat Insurance Guide
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Make a claim

To make a pet insurance claim, call our team on 01730 450 190 or use our online claim form.

Make a claim